• Experienced, Responsive, Focused


Associates who each have in excess of thirty years experience within the Insurance industry. 


Service focused on client requirements.  Assigned adjusters handle claims from cradle to grave ensuring timely conclusion.              

Broad Scope

Experienced associates that work across the Caribbean handling many types of insurance  / surveying assignments. handling many types of insurance  / surveying assignments. 

Local Knowledge

Associates that have lived and worked on a number of Caribbean islands for many years and who are conscious of cultural influences that can be a factor when dealing with client assignments.

CLA LTD - Caribbean Loss Adjusters now Adjusteck Network Partner

We are pleased to announce that in April 2021, CLA LTD became an Adjusteck Network Partner.  This partnership gives CLA LTD access to Adjusteck's technology-focused expertise.  In addition, we have increased our our ability to provide adjusting services for worldwide risks and the association provides CLA LTD with permanent representation in the London and New York insurance markets. 

Caribbean Loss Adjusters Adds New Marine Surveyor to Team 

Bahamas, April 15, 2020 - International loss adjusting firm Caribbean Loss Adjusters has expanded adding a new Marine Surveyor to the broad Caribbean team.

Operating out of the Bahamas and Panama, and providing a full spectrum of claims handling services throughout the Caribbean region, Caribbean Loss Adjusters has gained a reputation with local insurers and reinsurance markets alike of providing high-quality, tailored and results-focused services to its clients.

Newly added to the team is Andrew Pike - Marine Surveyor.

Andrew is originally from the UK but relocated to the Bahamas in the mid 80s where he is a permanent resident, but has maintained strong ties to the UK. He holds a Bachelors of Engineering in Naval Architecture and Small Craft Design,  from the University of Strathclyde and is a fully elected member of the Royal Institute of Naval Architects. 

Andrew specialises in small craft and has extensive experience in insurance surveying, pre-purchase surveys and damage assessments. He consults on remediation work and project managing repairs and yard work.

Andrew has acquired BEng (Hons) Naval Architecture and Small Craft Design, is a Member of the Royal Institute of Naval Architects and Member of the American Yacht and Boat Council.

Exceptional Information Systems

Our Management Information System (MIS) is integral to our excellent service delivery. 

CLA's bespoke system captures and reports data tailored to the requirements of our clients who have direct access to it.  

The system provides real-time information for:
- CLA management team 
- Underwriters
- Our adjusting team members

Stakeholders can instantly track myriad metrics to ensure all claims are handled to a high standard. 

In addition, at the time of a new instruction being added to it, an email and a text are automatically sent to the Assured notifying them of our appointment.  This means that all parties to the claim are well informed during the entire claims process.  

Hurricanes in the Caribbean

Hurricane Season 2016 - Hurricane Matthew 
On October 6, 2016 Hurricane Matthew, a Category 4 Hurricane, hit The Bahamas. It was the strongest hurricane to hit the region in nearly 100 years.  In the subsequent five months Caribbean Loss Adjusters Ltd received over 2,000 instructions predominately across the islands of New Providence and Grand Bahama.

Hurricane Season 2017 - Hurricanes Irma and Maria
One of the busiest seasons on record. Nine Caribbean islands were hit and Caribbean Loss Adjusters undertook assignments for local Insurers and Lloyds of London on Turks & Caicos, Dominica, USVI, St. Martin and Puerto Rico. By May 2018 97% of all assignments had been settled.

Hurricane Season 2019 - Hurricane Dorian

On 1st and 2nd September 2019 Hurricane Dorian passed across the northern Bahamian islands of Abaco and Grand Bahama andis reported as the most intense tropical cyclone on record to strike The Bahamas.  It is regarded as the worst natural disaster in the country's history packing winds in excess of 185 mph (295 km/h) as it passed over Marsh Harbour and surrounding areas.

Hurricane Season 2022 - Hurricane Lisa - Belize

On 2nd November 2022, hurricane Lisa made landfall just south of Belize City as a category 1 storm. Satellite imagery and radar data indicated that Lisa made landfall along the coast of Belize, near the mouth of the Sibun River, about 10 miles southwest of Belize City, around 1620 hrs with maximum sustained winds estimated as being 85 mph (140 km/h) and the minimum central pressure estimated to be 990 mb. Hurricane Lisa then tracked westward at an estimated 10 kt resulting in exposure to Belize‚Äôs secondary largest population centre, Belmopan, to Tropical Storm winds. 

Hurricane Season 2022- Hurricane Fiona - Turks & Caicos Islands

A Tropical Depression formed on 14th September 2022 some 800 miles east of the northern Leeward Islands. The following day Tropical Storm Fiona, the sixth named storm of the 2022 Atlantic hurricane season, continued to push towards the Caribbean. Fiona was upgraded to Hurricane Category 1 status on 18th September 2022 as it impacted on Puerto Rico and subsequently Dominican Republic. It thereafter moved northwestwards towards the Turks and Caicos Islands, strengthening to a Category Three Hurricane as it passed close by to the east of the islands during the night of 19/20th September 2022 and during the day on 20th September. Sustained winds of 115 mph were recorded, with gusts of 140 mph, whilst some 4-6 inches of rain were also registered. 

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Read more about our Hurricane Response