Product Lines
Prompt, Professional, Experienced Service
Property
- Industrial All Risks policies
- Commercial package policies
- Fire and other perils policies
- Port and terminals package policies
- Residential properties for Catastrophe events
- Machinery Breakdown
Casualty
- General Third Party (public) liability
- Employers Liability
- Environmental liability
- Contractors Liability
- Products liability
Theft & Crime
- Theft of goods general in nature
- Commercial crime policies for employee dishonesty
- Bankers Blanket Bond and other financial lines products
- Cyber crime
- Jewellers Block
- Fine Art
- Cash-in-transit
Construction
Policies for builders risk for small, medium and large construction and erection projects:
- Contractors and Erection All Risks Policies (including Delay in Start Up)
- Associated Marine Cargo project policies for losses for Projects
- Contractors’ Plant and Equipment
Flooding machine house at hydro power plant during construction – Brazil
Flooding open trenches for gas pipeline – Brazil - Bolivia
Collapse turbine platform during construction – Brazil
Erosion and collapse of road in construction – Peru
Theft of plant and equipment at construction site – Peru
Marine & Transit
Comprehensive and timely surveys undertaken across the region.
- Dominican Republic
- Bahamas
- Puerto Rico
Terrorism & Sabotage
Claims in all commercial and industrial sectors under specific terrorism and sabotage policies
Oil, Gas & Power
Onshore losses involving policies for property at:
- Thermal, combined cycle and hydro electric power plants
- Oil, gas and petrochemical refineries and installations
- Renewable energy farms
Risk Management
Timely risk surveys in many specialties:
- Hotels, tourism
- Jewellery and fine art
- Construction and energy
Motor
Experienced motor assessors:
- Construction
- Liability
- Specialty motor
Cat Loss Specialty
Hurricane Lisa - 2022 - Belize
On 2nd November 2022, hurricane Lisa made landfall just south of Belize City as a category 1 storm. Satellite imagery and radar data indicated that Lisa made landfall along the coast of Belize, near the mouth of the Sibun River, about 10 miles southwest of Belize City, around 1620 hrs with maximum sustained winds estimated as being 85 mph (140 km/h) and the minimum central pressure estimated to be 990 mb. Hurricane Lisa then tracked westward at an estimated 10 kt resulting in exposure to Belize’s secondary largest population centre, Belmopan, to Tropical Storm winds.
CLA’s experienced adjusters were in Belize ahead of the event and attended to property claims.
Hurricane Fiona - 2022 - Turks and Caicos Islands
A Tropical Depression formed around 1500 hrs GMT on 14th September 2022 some 800 miles east of the northern Leeward Islands. The following day Tropical Storm Fiona, the sixth named storm of the 2022 Atlantic hurricane season, continued to push towards the Caribbean. Fiona was upgraded to Hurricane Category 1 status on 18th September 2022 as it impacted on Puerto Rico and subsequently Dominican Republic. It thereafter moved northwestwards towards the Turks and Caicos Islands, strengthening to a Category Three Hurricane as it passed close by to the east of the islands during the night of 19/20th September 2022 and during the day on 20th September. Sustained winds of 115 mph were recorded, with gusts of 140 mph, whilst some 4-6 inches of rain were also registered.
Team
CLA deployed CLA’s experienced adjusters were on the island within days of the event and attended to dozens of claims over a two month period Turks and Caicos Islands.
CMS
CLA’s bespoke Claims Management System (“CMS”) was critical in tracking the performance of our adjusters and CLA Ltd as a whole, allowing clients to view in real time the progress of the claims they have assigned to CLA.
Hurricane Dorian - 2019 - Abaco, Grand Bahama
On 1st and 2nd September 2019 Hurricane Dorian passed across the northern Bahamian islands of Abaco and Grand Bahama and is reported as the most intense tropical cyclone on record to strike the Bahamas. It is regarded as the worst natural disaster in the country's history packing winds in excess of 185 mph (295 km/h) as it passed over Marsh Harbour and surrounding areas.
CLA’s experienced adjusters were on the island within days of the event and attended to several hundred claims over a two month period primarily in Abaco and family islands. By 1st December 2019 all but 5% of the claims attended to had been satisfactorily settled.
CMS
CLA’s bespoke Claims Management System (“CMS”) continues to be developed in house to attend to clients’ requirements in such events. The CMS tracks the performance of our adjusters and CLA Ltd as a whole, and clients are able to view in real time the progress of the claims they have assigned to CLA. Our enquiries with Users have indicated that the CMS to be an integral part of our service delivery to our clients who advise that the real time information CLA Ltd provides is a dynamic tool to assist them in their own response to handling their claims resulting from the event, both in terms of the day to day status of losses, as well as a tool for reporting up the management chain and for posting of reserves and maintaining of bordereaux.